Our Platform

We have a platform as a service, where we orchestrate our own and third-party business capabilities and offer digital banking solutions. Additionally, our customers get full user experience control.

An API-oriented, robust, flexible, open platform as a service.

API

Our API Xchange is the place to post and discover TODO1’s APIs. All released functionalities are accompanied by one or multiple APIs, which are available for use from other applications or channels. Thus, any required regulatory, security and business-logic aspects according to the functionality implemented are included.

ORCHESTRATION

Strategic orchestration pursues an opportunity through assembly and skill management. Piece organization is, in essence, a group’s unity or sync in order to achieve any desired goal.

XPERIENCE COMPOSER

Our platform enables API components to be shared on multiple projects and devices, which helps accelerate new integration development without having to duplicate efforts. By combining the potential of OSP in order to timely adopt any new business-required technologies or capabilities, we have managed to significantly reduce traditional front-end implementation efforts.

Open Service Platform

It has been designed to maximize the value of the solutions we deliver, orchestrating various technologies that enable digital services at a transactional, relational and security level. The Platform’s architecture is flexible, open and configurable to evolve components independently, minimizing dependence on specific software providers. We facilitate the integration of new fintech services to enable them in financial institution contexts.

OSP LAYERS
Seamless Integration Layer

OSP architecture enables a simple integration with bank systems and networks.

Business Aggregation Layer

Own and third-party components, which offer services that are configurable and scalable to the solutions we deliver.

Solution Orchestration Layer

It enables capabilities to make them supplier-agnostic and embeddable among each other, delivering agility and extensibility so that they can be applied to different use cases.

Human Experience Layer

Completely decoupled, it consumes the APIs offered to any channel or application, facilitating customer experience flexibility.

OSP TOOLS

Take control and develop your applications’ Front UI through pre-built graphic elements, creating flows with a visual interface.

Manage your platform and monitor performance, service quality and response times.

Use TODO1’s or third parties’ APIs and find any necessary documentation for their developers in our Open Banking Marketplace.

Access your users’ digital behavior insights with strategy proposals to accelerate adoption, in addition to historical information, dashboards and use levels.

Access real-time users’ behavior analysis using Artificial Intelligence and Data Management Solution for Analytics (DMSA) tools.

Your Information is Protected

TODO1 has a perfectly orchestrated TECHNOLOGY STACK designed to maximize the value of our solutions. We are focused on providing state-of-the-art, scalable solutions designed to respond to current and future needs.

Open Service Platform

It has been designed to maximize the value of the solutions we deliver, orchestrating various technologies that enable digital services at a transactional, relational and security level. The Platform’s architecture is flexible, open and configurable to evolve components independently, minimizing dependence on specific software providers. We facilitate the integration of new fintech services to enable them in financial institution contexts.

Our infrastructure is located in two redundant data centers and operates 24 hours a day, 365 days a year, under the most rigorous quality and safety standards. At each data center, we have highly available environments, firewalls and fault-tolerant load balancing.

Additionally, both data centers are connected to each other in ACTIVE ACTIVE mode.

Technology Infrastructure

OSP I OPEN SERVICE PLATFORM

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